Not at all. That’s what we’re here for. We’ll assess your situation and show you what you can afford based on your income, goals, and current financial position.

If you have recent payslips, tax returns, or loan statements — great. But if not, no stress. We’ll guide you through exactly what’s needed after our chat.

Absolutely. Whether you’re 30 days or 12 months away from buying, we can help you get finance-ready now so you’re prepared when the time comes.

Absolutely not. Our initial consultations are completely obligation-free. We only get paid by the lender of your choice if you choose to proceed with a loan.

Of course, we help our clients every day facilitate these types of loans. Whether you’re looking to reduce repayments, unlock cash for investing, or consolidate debt — we’ll explore the best options across 40+ lenders.

It depends on your situation, but we aim to lodge applications within 2 business days of receiving your documents. Some approvals happen within a week.